Terms and Conditions

Home Terms and Conditions

Effective Date: September 10, 2025

Welcome to QuoteWheels. These Terms of Service (“Terms”) govern your access to and use of our website, communications, and related services, including email updates and SMS updates. By using this website, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, please discontinue your use of QuoteWheels.

These Terms form a legally binding agreement between you (“User,” “you,” or “your”) and QuoteWheels (“Company,” “we,” “our,” or “us”).

1. Eligibility

To access or use QuoteWheels, you must be at least 18 years old and legally able to enter into binding contracts. By using our site, you represent and warrant that you meet these eligibility requirements.

2. Services Provided

QuoteWheels provides informational resources and tools for comparing auto insurance options, along with educational tips and promotional updates. We do not underwrite, issue, or sell insurance policies. Where appropriate, we may connect users with licensed third-party insurers, agencies, or brokers. Any purchase or policy you obtain is governed by the third party’s terms and privacy policies.

3. User Responsibilities

By using QuoteWheels, you agree to:

  • Provide accurate, truthful, and complete information when submitting forms
  • Not use our site or services for illegal, fraudulent, or harmful purposes
  • Not impersonate any person, company, or entity
  • Use our services solely for personal, non-commercial purposes unless otherwise permitted in writing
  • Comply with all applicable federal, state, and local laws and regulations

4. Account Creation and Security

If you create an account with QuoteWheels, you are responsible for maintaining the confidentiality of your login information and for all activities under your account. Notify us promptly if you suspect unauthorized use. QuoteWheels is not responsible for losses caused by unauthorized account activity if you fail to safeguard your credentials.

5. Mobile Communications and SMS Updates

By opting in to receive SMS or mobile communications from QuoteWheels, you agree:

  • Message Frequency: Up to five (5) messages per month
  • Message and Data Rates: Standard carrier charges may apply
  • Support: Reply HELP for assistance or email support@quotewheels.com
  • Opt-Out: Unsubscribe at any time by replying STOP, QUIT, END, CANCEL, or UNSUBSCRIBE
  • Privacy: No mobile information will be shared with or sold to third parties for marketing or promotional purposes. Your consent applies solely to QuoteWheels communications

Consent to receive messages from QuoteWheels is not a condition of purchasing any product or service.

6. Intellectual Property

All content on QuoteWheels including articles, graphics, images, videos, logos, design, and software is the property of QuoteWheels or its licensors and is protected under copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or publicly display our content without written authorization.

7. Disclaimer of Warranties

The services and information provided by QuoteWheels are offered “as is” and “as available” without warranties of any kind. We disclaim all express and implied warranties, including but not limited to:

  • Accuracy, completeness, or reliability of information
  • Availability, performance, or security of the website
  • Fitness for a particular purpose or non-infringement

We do not warrant that the website will be error-free, secure, or continuously available. Quotes and coverage information are subject to the terms, underwriting, and final decisions of the applicable insurer. Nothing on this site is legal, financial, or insurance advice.

8. Limitation of Liability

To the fullest extent allowed by law, QuoteWheels shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to your use of or inability to use the site or services, including without limitation lost profits, lost data, or service interruptions.

9. Modifications to the Terms

QuoteWheels may modify or update these Terms at any time. Updates will be posted on this page with the revised effective date. Your continued use of the website after changes are posted constitutes acceptance of the updated Terms.

10. Termination

We may suspend or terminate your access to QuoteWheels without prior notice if you violate these Terms, engage in fraudulent activity, or if termination is required by law. Upon termination, your right to access the site and services immediately ends.

11. Governing Law and Dispute Resolution

These Terms are governed by the laws of the state in which QuoteWheels is headquartered, without regard to conflict-of-law principles. Any disputes arising from or related to these Terms shall be resolved exclusively in the state or federal courts located in that jurisdiction. By using QuoteWheels, you consent to the jurisdiction and venue of those courts.

12. Contact Information

If you have questions, concerns, or requests about these Terms, please contact:

QuoteWheels
Email: support@quotewheels.com
Prefer to write by mail? Contact us by email for our current mailing address.