Insurance Glossary

Auto insurance terms can feel overwhelming. This glossary explains the most common words in plain language so you can make confident decisions.

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Glossary

Common Insurance Terms Explained

The amount you agree to pay out of pocket before your insurance covers a claim.

The amount you pay (monthly or yearly) to keep your insurance policy active.

Insurance that covers damages or injuries you cause to other people or their property.

Protects against non-collision damage, like theft, fire, or natural disasters.

Helps pay for repairs or replacement if your car is damaged in an accident.

A formal request to your insurance company asking them to cover damages or losses under your policy.

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