How it works
From the form to the quotes on your phone, every step, including what partners will ask you and what we do if nobody's available.
Basics
ZIP, vehicle, insured or not, contact details. About 3 minutes.
Confirmation
Email (and text if you opted in) repeating what happens next.
Routing
Up to four licensed partners in your state. No auctions, no reselling.
Partner contact
Quotes by phone, text or email, using the method you chose.
You compare
Same limits, same deductibles, then price. Buy or walk away.
What partners will ask
To turn an estimate into a real quote
Our form asks only what's needed to route you. Licensed partners then collect what insurers require, directly from you, never through us.
- VIN for each vehicle partner asks
- Driver's license numbers for all household drivers partner asks
- Driving history for the last 3 to 5 years partner asks
- Current limits and deductibles (dec page) partner asks
- Annual mileage and vehicle use partner asks
What to expect
The details that matter
- TimingWe route requests promptly after they're submitted. Partner response times vary, often the same business day, but it depends on the partner and your location.
- Quotes are estimatesA quote is the partner's estimate based on what you've told them. The final premium can change after underwriting, a records check or corrected information. Read the policy before you pay.
- Comparing fairlyLine up quotes with the same liability limits, deductibles and extras before comparing price. Our coverage guide shows what each line means.
- If no partner is availablePartner coverage varies by state and profile. If we can't route your request, we'll tell you by email so you can contact insurers directly.
Don't cancel before you're covered
If you switch insurers, make sure the new policy's start date is on or before the day your old one ends. A gap in coverage (even a day) can raise future rates and leave you uninsured. Your new partner can help line up the dates.
Who's on the other end
About Insurance Partners
Insurance Partners are independent insurance agencies and insurance carriers that enroll in our network to receive quote requests from consumers in the states where they are licensed.
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Who pays us
Partners pay us a referral fee for each request we send them. That fee is not added to your premium; it's a marketing cost for the partner.
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What partners confirm
When they join, partners confirm the states in which they hold an active license and the types of policies they write.
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No rankings, no endorsements
We do not rank partners by price or quality and we do not endorse any insurer.
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Verify any license
You can verify any agent's or carrier's license through your state's department of insurance. We encourage it.
Agents and carriers: interested in joining the network?
Email info@quotewheels.comReady to compare?
Free to request. No obligation. About three minutes.