Compare car insurance without the runaround.
One short form. We send it to licensed insurance agents and carriers in our network who write policies in your state, and they come back to you with quotes. You compare, you choose, or you don't.
About 3 minutes · No VIN needed · No fee, no obligation
A few weeks before renewal is a smart time to compare.
Prices change from year to year. A quick comparison with the same limits and deductibles is a simple way to see how your current policy stacks up.
Licensed partners. A hard cap. No reselling.
Your request goes to up to four licensed agents or carriers in your state. We don't add you to a marketing list and we don't sell your request afterwards.
- Free to request
- Licensed agents & carriers only
- Up to four partners, never a mass list
- Texts optional. STOP anytime
Three stops between you and a better-informed decision.
- 1
Tell us about your car
ZIP code, vehicle, and whether you're insured now. About three minutes; no policy number or VIN to start.
- 2
We route it to licensed partners
Up to four licensed insurance agents or carriers that write policies in your state and fit your profile. Never a general marketing list.
- 3
Compare, then choose
Partners contact you with quotes. Compare coverage, deductibles and price side by side. Buy from whichever you like, or walk away.
Know what each line on a quote pays for.
Why the same car costs two people different amounts.
Insurers weigh dozens of factors. These six do most of the work, and knowing them makes quotes easier to compare.
General information only. Each insurer sets its own rating factors, subject to state law; nothing here describes any particular policy or guarantees a rate.
Your driving record
Tickets, at-fault accidents and claims in the last three to five years are among the biggest inputs. A clean record usually helps; a recent claim usually doesn't.
The vehicle itself
Year, make, model, safety features, repair costs and how often that model is stolen all feed into the price, which is why two neighbors can pay very different amounts.
Where you park it
ZIP code matters: local accident rates, theft, weather and even the cost of repairs in your area shape rates. Garage vs. street can matter too.
Coverage and deductibles
Higher liability limits and lower deductibles cost more. Choosing the combination that fits your budget and risk is where comparing quotes pays off most.
How much you drive
Annual mileage, commuting distance and whether the car is used for business or rideshare change the picture. Low-mileage drivers may qualify for discounts.
Insurance history and profile
Continuous coverage, years licensed, age and marital status are commonly used. In most states, a credit-based insurance score may be used where the law allows.
What we can't promise, and what we can.
We can't promise
- That you'll save money
- A specific number of quotes
- That any partner will offer you coverage
Quotes are estimates prepared by the partner, subject to underwriting and your final information.
We can
- Put one short form in front of licensed professionals in your state
- Cap it at four partners and never resell it
- Tell you who pays us: partners do, and it doesn't change your premium (disclosures)
Plain-English answers to the questions people type into search bars.
Answers before you type anything.
No. QuoteWheels.com is a marketing and referral platform. We don't sell insurance, we don't hold an insurance license, and we don't set rates. We forward your request to licensed insurance agents and carriers in our network who prepare quotes and, if you choose, sell you a policy.
Nothing. Requesting quotes is free and there's no obligation to buy. Insurance Partners pay us a referral fee when we send them a request; that fee does not change the premium you're quoted.
Your request goes to up to four Insurance Partners matched to your state and profile. How many actually respond depends on partner availability where you live. We can't promise a specific number of quotes or any particular rate.
QuoteWheels does not check your credit. Some insurers use a credit-based insurance score where state law permits; insurers generally describe that as a soft inquiry that does not affect your credit score.
Three short steps. Then you compare.
We send your request to up to four licensed Insurance Partners in your state. Handy but not required: your current declarations page and rough annual mileage. Please don't include driver's license or Social Security numbers.
Start your comparison
- 1Your car
- 2Your coverage
- 3Contact
Request received, thanks.
We're routing your request to licensed Insurance Partners who write policies in your state. Matched partners will contact you with quotes using the details you provided. If no partner is available for your profile and location, we'll let you know by email.
Questions in the meantime? Email info@quotewheels.com.